Refinance Loan Applications Soar on Rate Cuts
December 30th, 2008 . by adminHave you been considering a refinance home loan in recent months, but just haven’t been able to pull the trigger? Well, you might consider joining the masses that have recently locked in low refinance rates. Why? Refinance mortgage rates have dropped to the lowest levels since January 2008, and that pretty much means that we are currently experiencing the lowest rates available on a historical level.
The mortgage bankers association’s index level for mortgage lock activity stood at dismal levels during the pre-Thanksgiving doldrums. But, with the mortgage rate drops, refinance loan applications more than tripled in one week! Also, in a good sign for home values, a 38 percent surge in home purchase applications was experienced. This could be a welcome sign and hopeful trend for the beginning of a decrease in the glut of homes available for sale on the market.
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